When depositing money to your BUX Zero account from Ireland you are making an international transfer by depositing it to a Dutch bank account (we’re in the Netherlands). 


How does it work?  


Most Irish banks will require you to first add and approve BUX as a new international Payee with your bank. 


Once approved, you can deposit money using a SEPA transfer. Please don’t use SWIFT payment as we cannot accept these and the transfer will be returned to your bank account within 3 business days. 


Here’s how to do it for the three major Irish banks: Allied Irish Bank, Bank of Ireland and Permanent TSB. You can also click on the link to check out the guide of your bank.


Not with one of the banks listed? Please check out the website of your bank or reach out to their customer support to ask how to make an international payment.




Allied Irish Bank 


  1. Add BUX Zero as a new international Payee (this may only be possible from the website or tablet app).

  2. You’ll need to authenticate the new payee with your card reader.

  3. In your online banking environment select ‘Pay & Transfer’

  4. Select ‘International Payment’

  5. Select euro as your currency. You must also select the payment type as ‘standard’ for the payment to go as a SEPA Payment. Press next

  6. Select the account you wish to take the money from*

  7. Confirm the payment


Find further information on the AIB website here


*Please ensure to add your unique shortcode in the reference which you can find in the BUX Zero app under “top-up” > “bank transfer” > “description”.



Bank of Ireland 


  1. Add BUX Zero as an international Payee using your Bank of Ireland 365 online account (this may only be possible from the website or tablet app).

  2. Make sure you choose SEPA Payee, which is the only option for transfers to the Netherlands.

  3. You’ll need to authenticate the new payee using your mobile app or SMS.

  4. Make an international transfer to BUX Zero*. You can do this via the website or your mobile banking app.


Find further information on the Bank of Ireland website here


*Please ensure to add your unique shortcode in the reference which you can find in the BUX Zero app under “top-up” > “bank transfer” > “description”.


Permanent TSB 


  1. Add BUX Zero as an international Payee (this must be done via the bank’s website, not the mobile app).

  2. You’ll need to authenticate this with your mobile app or SMS.

  3. To set up a transfer to a third party, select ‘Payments & Transfers’ from the menu at the top of your Open24 account.

  4. Select ‘Transfer to another account’ from the sub-menu. If this is the first time you are transferring to an account, click ‘Add a Payee’.

  5. You can now make a SEPA transfer to BUX Zero by entering the amount you want to transfer.*


Find further information on the Permanent TSB website here.


*Please ensure to add your unique shortcode in the reference which you can find in the BUX Zero app under “top-up” > “bank transfer” > “description”.